Have you contacted PNC Bank yet? I keep getting calls from them.

Question:

Dear Steve,

Getting calls from PNC Bank every day. I am a member with you.

Have you contacted PNC Bank to tell them we are with you now? I have quit answering my phone because I get so many calls. I am really tired of it.

Charles and Bonnie

Answer:

Dear Charles and Bonnie,

I have no clue what you are talking about. I don’t have clients or any sort of membership associated with the GetOutOfDebt.org website or myself.

While I consider myself to be a caring and compassionate person, your question raises an issue I need to speak bluntly about.

If you are asking me questions that appear to be directed towards some debt relief company, it sounds as if you are not sure who you are working with. You need to be.

Getting out of debt and working with some debt relief company does not mean you should assign all the responsibility of your debt and situation to someone else. You need to be involved and aware of what is being done in your name or on your behalf.

Sending me your question indicates to me you are not as actively involved with the company you hired as you should be. If you are confused about this I can’t even begin to imagine what kind of clarity you have regarding the company and services you may have signed an agreement to purchase.

To answer your question, if you are getting calls from PNC Bank and you want those calls to stop then you should connect with the debt relief company you hired or contact a local bankruptcy attorney who is licensed in your state. Bankruptcy will legally make the calls stop and the debt may be discharged in as little as 90 days.

It is time for you to get organized and figure out who you are really working with, hired, and what you agreed to with them.

Dealing with your debt is not a great time to subjugate your ultimate responsibility for your financial life. It can be a good time to get professional help though.

It is time to get involved with the company you hired, whoever they are.

Best of luck on your journey.

Steve Rhode
Get Out of Debt Guy – Twitter, G+, Facebook

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This article by Steve Rhode first appeared on Get Out of Debt Guy and was distributed by the Personal Finance Syndication Network.