personal finance

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Create a saving habit

Saving money can be a challenge for some people. Illinois Extension Educator Jamie Mahlandt shares some great information with us. Recently, with rising consumer costs, personal savings rates are just 3% of disposable personal income as of May 2026, according to the U.S. Bureau of Economic Analysis. Even when saving money is hard, it can be beneficial to work on building savings habits. Making a conscious decision to save money at every opportunity can build positive financial habits. So, even […]

todayJuly 18, 2026

IRS refund freeze

Financial News

How to avoid an IRS refund freeze over direct deposit errors

You file early, start planning how to use your refund – and then the “Where’s My Refund?” tool suddenly shows a delay. The problem often isn’t an error on your return. Instead, a small issue with your bank details can trigger an IRS refund freeze that ties up your money for weeks. With tighter automated security in place, the IRS and banks scrutinize every direct deposit. Anything that looks off can stop a payment in its tracks. Knowing what sets […]

todayFebruary 11, 2026 1

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