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2026Talks - June 23, 2026 Heartland Newsfeed Radio Network
(Heartland Newsfeed) — Most Americans work 40 to 50 years. That’s a huge time investment when you stop and think about it. That’s a long time to toil and end up getting little, if any, financial security out of all that hard work.
Everybody wants financial independence in their golden years, but without a sound retirement planning strategy, many lose the freedoms they could have enjoyed.
“Some freedoms are often taken for granted in this country, such as those you earn by maximizing your earning potential,” says Peter J. D’Arruda, president of North Carolina-based Capital Financial & Insurance LLC.
“It’s critical that you use your time for the most advantageous gains and invest your assets wisely. Even well-off and wealthy Americans fail to develop a sound financial plan that will carry them through retirement.”
D’Arruda lists five freedoms you’re surrendering by not protecting your assets:
“Some people learn the hard truth that they have to work much longer than they expected,” D’Arruda says. “Again, it doesn’t have to be that way if you’ve planned well ahead to protect your assets.”
Jake Leonard, a broadcast media and journalism veteran, is the editor-in-chief of Heartland Newsfeed. Leonard is also GM and program director of Heartland Newsfeed Radio Network, wrestling editor and contributing writer for Ambush Sports, a contributing writer for My Sports Vote and Midwest Sports Network, and a former contributor to Bleacher Report and Overtime Heroics. He resides at home in Nokomis, Ill. with his dog Buster.
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Written by: Jake Leonard, Editor-In-Chief
Capital Financial & Insurance LLC financial freedom financial news North Carolina Peter J. D'Arruda
Heartland Media Group of Central Illinois & Eastern Missouri
107 W. State Street PO Box 149
Nokomis, IL 62075
Tel: (866) 420-7790
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